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Inside Montgomery County's proposed child investment fund

The CIF is designed to help young people build their future in the county. Funds are calculated annually based on income and accrue interest over time.

MONTGOMERY COUNTY, Md. — Montgomery County Councilmembers Will Jawando and Gabe Albornoz held a public hearing to discuss the Child Investment Fund Bill. The bill was created to support generational wealth-building and economic investment in Montgomery County. 

The CIF is designed to help young people build their future in the county. Funds are calculated annually based on income and accrue interest over time. 

Children of parents living in Montgomery County on or after January 1, 2024 will be eligible. Once the child turns 18, they can request for the funds to be disbursed. They must be county residents at the time of their request. Payments will be made over time and are based on income at the time of application. 

“I am thrilled we are introducing the Child Investment Fund as part of our commitment to build a more just, caring and equitable future for all Montgomery County residents,” said Councilmember Jawando. “The CIF would be the first of its kind in the state and make Montgomery County the first local jurisdiction in the nation to create a fund aimed at addressing systemic barriers to wealth-building, particularly for communities of color.”

“The CIF will allow all eligible children born in Montgomery County to take advantage of this investment, with tiered disbursement levels based on their income and financial status at the time of distribution.” said Councilmember Albornoz.

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